I'm 21. I had a citroen c2 loeb edition before with 125bhp and then I went to the 230 meg and because I jumped up more than 100bhp, apparently every insurance company feels the need to bend you over!
That seems steep still. Unless you have no ncb, live in a Hugh risk postcode or do mega miles On your renewal try: Greenlight Sky insurance Brentacre HIC Flux See what they say, then play them off against each other.
Yeah I tried brentacre and greenlight and they're sister companies and neither would touch me with a barge pole! I'm nearly 22 and I've got 2 years ncb which will go to 3 when I next renew. My postcode isn't great and I do under 9k a year! They just see my age and stick in a massive price! I couldn't get it under £1k even with a tracker!
Have you tried adding your parents as named drivers? That seemed to make quite a difference when I was younger.
My car is back I actually missed it. The GT86 was ok but got bored very quickly. It just isn't fast enough.
My neighbour reversed into my car and it was written off (cat d) and although you have to tell your insurance it didn't affect what I pay each year cause it was a non fault claim.
Depends on insurers. My brother had a knock with a car (most likely settled 50/50 as both reversing). Neither party claimed but he called his insurance company to advise at the time. As nothing came of it we didn't declare it. Docs came through at renewal and nothing listed but when i called them to try and reduce the premium they advised they couldn't do anything with his premium as he had an accident against him. Put his insurance up by about £60 so i can only imagine that an accident regardless of fault will have the same impact as your calculated as a higher risk. That was admiral by the way
Admiral are buggers... mine came up for renewal but they were £80 over the best price I could find. They agreed to match it, since I'd been with them for years, and when I said I had a speed awareness course coming up (most insurers don't count it, I wasn't being reckless, I was overtaking a car on a dual carriageway that was allowing his speed to drop dangerously quickly uphill) and they said it was fine, just tell then when I'd completed it; it won't affect my policy. I do the course, ring up and they stick an extra £100 on top. I questioned it but apparently it was tough luck. I should have gone with the other insurer who gave me the best price and wouldn't have penalised/lied to me. :/
My fiance did a course and they told her to not mention the course and to hang up if asked. (You aren't allowed to lie about it)
They asked directly (the only group that do, I believe) so I had to say I was booked on to one the following week. If I'd just hung up then I wouldn't have had insurance at all. The fact that they said it wouldn't make a difference was the only reason I went through with it.
