Do you? Don't you? I never bothered with my bike but am considering it with my R26 as I just bought it, just serviced it and first car TD ever.
I've never bothered in all the years I've done them. If you need to claim on insurance on a TD then you have driven outwith your limits imo.
I'm with Greenlight and it's part of the policy, albeit you pay £50 on the day and excess is doubled while on track. I went for a long time on previous cars without insurance and provided you drive within your limits then there should not be an issue. My concern is the occasional trumpets that you come across on trackdays that think they are in a race and take risks not just with their own car, but in doing so may impact on you. I've had a few close calls with folks like that.
I'd go without. All part of the excitement. Much also depends on how often you go, whether you like mixing it up with the Lewis Hamilton wannabes or those that want to try and prove their BMW is the fastest thing in town. Loads like to just pose in the paddock with their carbon bits and the only insurance they need is for broken Oakley's that drop off the top of their head.
Fantastic bit of advice lol.... All part of the excitement, is that the rush whether you'll make it to the end of the session without damage to your car, not being able to drive it home, or like a danger w@nk excitement....as usual good advice and insight buddy...keep it up..
Yea I had enough excitement when I came off my bike at Snetterton, wrote it off and knackered myself for 3 months. Hence I've gone "soft" and sold it and got a car ;-)